Estate Tax Exposure

Project your taxable estate against the exemption and see what moving growth out early is worth.

Inputs

Current estate value ($)

Filing status

Expected annual growth (%)

Years to projection

Assets moved to trusts today ($)

Estimate

Updates as you type. Simplified estimate; assumptions below.

Projected estate (nothing moved)-

Exposure above exemption-

Estate tax (no planning)-

Estate tax (assets moved today)-

Transfer tax avoided by moving early-

Assumptions and limits. Uses the 2026 federal exemption ($15M single / $30M married, treated as fixed rather than indexed) and a 40% flat rate above it. Assumes gifted assets consume exemption at today's value and all growth on them escapes the estate; ignores state estate taxes, valuation discounts, GRAT-style zero-exemption transfers (which improve on this), and future law changes. Estimates are educational, not advice or a projection. State taxes, alternative minimum tax, phase-outs, and individual facts can change results materially.

Want this run on your actual facts?

The real model includes your state, basis lots, AMT position, and the strategies interacting with each other.

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