Advisory services. Optimist Tax Advisors, LLC ("Optimist") is an investment adviser. Registration does not imply a certain level of skill or training. Advisory services are provided only under a written agreement and only in jurisdictions where Optimist is registered or exempt from registration. Our Form ADV Part 2A and Form CRS, which describe our services, fees, and conflicts of interest in detail, are available upon request and prior to engagement.
No tax or legal advice via this website. Content on this site is educational and general. It is not individualized tax, legal, or investment advice, and it does not create an advisory relationship. Tax outcomes depend on individual facts and current law, both of which change. Consult your own tax and legal advisers before acting on anything described here.
Performance-based fees. Optimist charges a performance-based planning fee only to clients who meet the definition of "qualified client" under Rule 205-3 of the Investment Advisers Act of 1940. Performance-based compensation creates an incentive for an adviser to recommend strategies it can implement; our engagement process documents a baseline and a do-nothing comparison for each recommendation in part to mitigate this conflict. See our Form ADV Part 2A, Item 6.
Calculators and illustrations. Calculators on this site produce simplified estimates using stated assumptions. They are not projections, guarantees, or advice. Actual results will differ, potentially materially.
Strategy-specific risks. Strategies described on this site may involve irrevocable transfers, illiquidity, investment loss, recapture of tax benefits, legislative change, and audit risk. Trust-based strategies require independent legal counsel; Optimist is not a law firm and does not prepare tax returns.
Third parties. References to statutes, rates, and thresholds are as of the date of publication and may be outdated. Optimist receives no compensation from sponsors, funds, insurers, or platforms referenced or used in implementation.